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12 Eylül 2010 Pazar

Health Services in Turkey

Every Turkish working citizen as their employer pays a prima in behalf of them to the state (and wife, husband, children) is automatically secured for health services by the SSK (Social Insurance Association) which is owned by the State. Unfortunately the social security system of Turkey is not able to serve non-working or unofficially working citizens. With a new law that is accepted by the parliament by June 2000, unemployed citizens would be able to get health service if they match the criteria. Turkish citizens who are retired are also able to get health service of the state.
The employers, owners of enterprises do pay a different prim to the government (BAĞKUR) that gives them the right to get health service from state hospitals which are in a little better conditions then SSK hospitals in means of infrastructure and hygiene.
Apart from that, citizens which are able to afford the payments, insure their selves by private health insurance companies that gives the possibility to use the private hospitals. Among many possibilities there are two major sorts. 
1- "Yatarak" : Secures only the cases which ends with a lodging in a hospital. Operations, Emergency care, Big accidents etc. Generally % 100 of the expenses are secured.
2- "Ayakta ve Yatarak" : Secures all health expenses depending on the condition of the insurance which could be set by the customer. Generally the customer has a %20 percent of own risk with lights health care or controls where no hospital lodging take place. All cases where hospital lodging is need are paid in full.    
Private hospitals are open to everybody which could afford the expenses which are high in case compared with the average income of Turkish citizens.
Although the physically health service standard in government owned hospitals seems below average, in private hospitals this level reaches far above international standards in means of infrastructure and expertise. Overall in Turkey the level of expertise and education is quite high and trustful. 
On January 2002, the English health social security system authorities has contacted Turkish health authorities to be able to cure English patients in Turkey. This is just a recent development that proves the educate standards of Turkish hospitals and doctors. (Source Hurriyet Newspaper)

Health

Health is the general condition of a person in all aspects. It is also a level of functional and/or metabolic efficiency of an organism, often implicitly human.
The Caduceus
At the time of the creation of the World Health Organization (WHO), in 1948, health was defhey "a state of complete physical, mental, and social well-being and not merely the absence of disease or infirmity".[1][2]
Only a handful of publications have focused specifically on the definition of health and its evolution in the first 6 decades. Some of them highlight its lack of operational value and the problem created by use of the word "complete." Others declare the definition, which has not been modified since 1948, "simply a bad one." [1]
In 1986, the WHO, in the Ottawa Charter for Health Promotion, said that health is "a resource for everyday life, not the objective of living. Health is a positive concept emphasizing social and personal resources, as well as physical capacities." Classification systems such as the WHO Family of International Classifications (WHO-FIC), which is composed of the International Classification of Functioning, Disability, and Health (ICF) and the International Classification of Diseases (ICD) also define health.
Overall health is achieved through a combination of physical, mental, and social well-being, which, together is commonly referred to as the Health Triangle.

Private Jet Charter – Simplicity, Flexibility, and Peace of Mind

Private Jet Charter – Simplicity, Flexibility, and Peace of Mind

At OneSky, we’ve created something special: a private jet alternative that offers the peace of mind and reliability of fractional ownership with the flexibility, simplicity and choice of private jet charter.
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OneSky Jets – The Evolution of the Private Jet Company

OneSky Jets does not own or manage jets. Instead, we’ve built a unique model which unites the top private jet carriers into a cohesive network, empowering our clients and Members with access to the finest, most luxurious private jets. This access comes with peace of mind through our industry leading safety due-diligence program and added comfort through the knowledge that our state of the art command center is tracking every detail of every flight.

Private Jet Search Features Make Finding a Private Jet Easy

OneSky Jets' search and planning tools make the process of sourcing a premium private jet easy. Our online flight planner is the only tool where users can instantly search, price and compare private jet charter solutions 24 hours a day, 7 days a week. Questions? Our friendly, knowledgeable Flight Advisors are available to answer any questions and assist in planning any flight.

Unyielding Air Charter Safety Standards

Each Certified Part 135 operator in OneSky Jets' network must meet required FAA standards and additional OneSky Jets safety standards. OneSky Jets is a Wyvern Authorized broker, helped to develop the Wyvern Pilot and Aircraft Safety Survey (PASS) program, and served as this product's launch customer.

OneSky Jets cross checks Wyvern results with those of the Aviation Research Group's TripCHEQ. OneSky Jets is the first and only private jet company subscribing to both ARG/US and Wyvern trip specific safety intelligence reports.

OneSky Jets' commitment to safety extends beyond the third party due-diligence it performs. OneSky Jets is a founding member of the Air Charter Safety Foundation and our CEO sits on this organization's board. The safety-focused culture at OneSky Jets teaches everyone in the Company to treat each and every flight as if their own family were on-board.

OneSky Jets welcomes requests for additional information about specific aircraft safety equipment and/or liability insurance for every aircraft we approved and listed on OneSky.com. For more about air safety, follow this link: air safety.

6 Eylül 2010 Pazartesi

Mortgage Refinancing

Refinancing is when you apply for a secured loan in order to pay off another different loan secured against the same assets, property etc. If this original loan had a fixed interest rate mortgage which has now declined considerably, then you would like to avail of a new loan at a more favorable interest rate.

When is Refinancing an Option

Typically home refinancing is done when you have a mortgage on your home and apply for a second loan to pay off the first one. While taking the decision to go for the home refinancing option, it is important to first determine whether the amount you save on interests balances the amount of fees payable during refinancing.

 

 

Home Refinancing Benefits

Imagine a scenario where you can have access to extra cash, while simultaneously lowering your monthly mortgage payment. This dream can become a reality through mortgage refinancing.
A house is the largest asset you may ever own. Likewise, your mortgage payment may be the largest expense you'll have in your monthly budget. Wouldn't it be great to use this asset to reduce your monthly payment and put extra cash in your pocket? When you refinance your mortgage, you can take advantage of the equity in your home and enable this to take place.

Lower Refinance Rate, Lower Payments

When you purchased your dream home, the financial environment dictated interest rates. While certain factors, like your credit rating and the amount of the down payment that you were able to afford, influenced your interest rate, the single most important factor was the prevailing rates at that moment. However, interest rates fluctuate. When the Federal Reserve enters a rate-cutting period, the prevailing rates may become significantly lower than when you originally purchased your home.
By refinancing your mortgage when interest rates are lower, you can exchange a higher interest rate for a lower one, which, in turn, will lower your monthly payment.

Shorten the Length of Your Mortgage when Refinancing

Another advantage of home refinancing is that you can shorten the term of your mortgage. Let's say, for example, that you originally had a 30-year mortgage and have been paying it for eight years. Thanks to mortgage refinancing, you can switch to a shorter term of either 10, 15 or 20 years. This can save you thousands of dollars of interest. Also, if the refinance rate is lower, but you maintain the same monthly payment, you will build up equity in your home more quickly, because more of your payment will be going towards principal.

Exchange an Adjustable Rate (ARM) for a Fixed Refinance Rate (FRM)

When interest rates are low, adjustable rate mortgages (ARMs) are the housing market's darlings. However, as interest rates increase, that adjustable rate may not look as sweet. It's also possible that you opted for an ARM because your financial future was less secure, or you weren't sure how long you'd stay in your home. If, however, you've become financially stable and know that you'll be staying in your home for several years, it may be beneficial to swap that fluctuating adjustable rate for a fixed one. You'll have more security knowing that your monthly payment will remain steady, regardless of the current market environment.

Cash-out refinancing

One way to put more money in your pocket is to tap into the equity you've built in your home and do a "cash-out" refinancing. In this scenario, you can refinance for an amount higher than your current principal balance and take the extra funds as cash. This can provide money for remodeling your home, paying off high-interest rate bills, or sending your kids to college.

PMI (Private Mortgage Insurance)

If you were unable to make a down payment of 20 percent when you purchased your home, you may have been required to purchase Private Mortgage Insurance or PMI. If your house has appreciated since then, and you've steadily paid down your mortgage, your equity may now be more than 20 percent. If you refinance, you will no longer need PMI.
In many ways, your house is like a cash cow. If you have discipline and knowledge of the benefits of refinancing, you can tap into its milk for years to come.
To find the best refinance loan offers complete our short form. You will find lenders and brokers that offer home refinance loans in California, Florida and all other states.

31 Ağustos 2010 Salı

Dental Implants Failure and Rejection Reasons

While rare, sometimes dental implants failure can occur is some instances. There are a number of different reason that dental implant rejection or failure can happen.
By understanding the cited causes for dental implants failure, you can make a better decision as to whether or not dental implants are right for you and your needs.
When it comes to dental implants failure, there is a higher risk of dental implant failure in the upper jaw.
There is a five percent increased chance of implant failure when an implant is put in a patient’s upper jaw when compared to implants that are placed in the lower jaw bone.
What’s more, in a yet to be explained issue, a person can have multiple dental implants where only a single implant fails and the remainder of the implants prove successful.
Researchers have yet to determine why such dental implant failures occur on occasion. There are however, existing theories for this type of dental implant rejection which point to the presence of bacteria within the patient’s jawbone at the time of the implant.
It is believed that the placement of an implant in a jawbone may cause bacteria to be distributed in the surrounding area of the mouth and that it has a baneful effect on the tissues inside the mouth.
Any implants that manage to escape contact with the unleashed bacteria remain intact while the implant that is affected by the existing bacteria ultimately fails.

How Do Periodontal Pathogens Contribute to Atherosclerosis?

HELSINKI, FINLAND -- June 12, 2007 -- Periodontitis and periodontal pathogens raise the risk of atherosclerosis and cardiovascular diseases (CVD) events through an increase in serum lipopolysaccharide (LPS), according to new research presented here at the 76th Congress of the European Atherosclerosis Society (EAS).


Periodontitis, an infection in tooth-supporting tissues, is recognised as an independent risk factor for CVD. However, the exact mechanism behind the association between periodontitis and CVD is not known.


"One of the basic hypotheses behind the mechanism for the association between periodontitis and CVD is endotoxemia caused by gram-negative periodontal pathogens, since they have an open access to circulation through bleeding gums," said lead investigator Pirkko Pussinen, PhD, adjunct professor, Institute of Dentistry, University of Helsinki, Helsinki, Finland.


LPS in the circulation is a potent activator of inflammatory cells leading to macrophage-derived foam cell formation, a hallmark of early atherosclerosis, and it has been hypothesised that an increase in serum LPS concentration might mediate the association between periodontitis and CVD, Dr. Pussinen explained. "However, this hypothesis has not been tested before," she said.


To investigate the association between the risk of incident CVD events and serum antibody levels to major periodontal pathogens, as well as total LPS concentration and various inflammatory markers, Dr. Pussinen and colleagues conducted a prospective case-cohort study involving a cohort of 6,051 people between 25 and 64 years of age, with a median follow-up of 10 years. During that time, 189 incident CVD events occurred. A stratified random sample (n=320) of the original cohort served as control.


The researchers found that a high combined antibody response to periodontal pathogens independently predicted incident CVD events, and high LPS concentration was also associated with increased CVD risk.


These results suggest that systemic exposure to periodontal pathogens or LPS induces systemic inflammation leading to increased risk for CVD, the researchers concluded. "We've also found that endotoxemia is especially harmful for subjects with a low HDL cholesterol concentration," Dr. Pussinen noted.


In view of these data, it is very important that practising clinicians pay attention to the oral health of their patients and refer them to see a dentist regularly, Dr. Pussinen suggested.

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Jet Advisors analyzes each client’s unique situation to create a comprehensive needs assessment.  We then use this assessment to compile a list of the private jets that best suit your needs, complete with highly detailed and realistic cost projections for each option.  Your private jet search representative will then assist you step-by-step in the private jet acquisition process.
Jet Advisors supervises the entire private jet acquisition process -- identifying the best value is only the beginning.   We assist with the logbook inspections, pre-purchase inspections, modification supervision and establishment of services or flight department.   Our clients have a partner throughout the acquisition process and beyond.  
With Jet Advisors’ extensive experience in private jet transactions, you can rest assured that your new private jet acquisition will be the best solution to your travel needs.
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